Digital Transformation, Mobile Technologies and Customer Engagement Models - Transilio

Imagine this scenario if you would - you pick-up a prescription at the pharmacy.  At the POS (point-of-sale) the pharmacist asks permission to send informational video clips related to the medicine you are taking and the health issue you have.  These are sent to your mobile device, tablet and/or laptop.  You agree.  At 6 PM you receive a text or email with a link to a short video that opens with a greeting from your local pharmacist and then continues educating you about the medicine and the correct way to take it.  The following day, at 6 PM, you receive another education video from your local pharmacist with information about exercise and other dietary advice related to your medicine and illness.  This continues for 5 days on a schedule.

This same technology platform can be used to send short form video clips of information, on a schedule, related to any complex product or issue - think human resources, financial services, technology, equipment, etc.  This technology platform represents a digital transformation in customer and employee engagement models.  In this video, I interview Transilio's CEO Michael Boerner (michaelb@gotransilio.com) on how this kind of technology will revolutionize many different kinds of engagement models.  Enjoy!

Video Link: http://www.youtube.com/watch?v=nwHZ21N22NE&feature=share

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Kevin Benedict

Senior Analyst, Digital Transformation Cognizant

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***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and digital transformation analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

Mobile Expert Video Series: Shishir Kapoor on Mobile Payments and Security

In this Google+ Hangout interview with Cognizant's mobile payment expert Shishir Kapoor, we discuss the details of mobile payment systems, Truzign, the problems and challenges and how they can be solved.  Warning - the video recording seems to skip a bit (blame Google) but there is some great information here.

Video Link: http://www.youtube.com/watch?v=_BnHU0ffNLs&feature=share&list=UUGizQCw2Zbs3eTLwp7icoqw

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Kevin Benedict, Head Analyst for Social, Mobile, Analytics and Cloud (SMAC) Cognizant

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Learn about mobile strategies at MobileEnterpriseStrategies.com

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***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and SMAC analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

Mobile Banking, Mobile Payments and Digital Transformations

I read with interest (no pun intended) an article today titled, The Future of Mobile Payments and Banking, from Cognizant's banking and financial services expert Tony Virdi.  In the article he identifies a number of mobile and digital trends he is seeing in 2013 including:

• Changing consumers behaviors and demands are driving transformation within the banking and payment processing industries
• The volume of digital (mobile and Internet) banking transactions is growing exponentially
• The role of the bank as a physical venue or outlet has changed as most transactions are moving online or mobile
• Digital bankers [I read mobile/Internet bankers] are rapidly becoming the new power base
• Retail banks are increasingly dedicating discretionary budgets to investments in digital solutions
• Banks can increase their wallet share and income by offering more and better digital services
• Banks are increasingly focused on m-commerce as a means of both providing better customer service as well as enhancing their top lines
• Smartphones are now payment acceptance device (via Square, PayPal, etc), which reduce the time to bring on board new merchants and also reduces the cost of transaction
• Customers expect to instantly personalize banking products (via mobile apps and the Internet)
• More UK online shoppers are using debit cards than credit cards in 2013 according to the UK Cards Association.  That is a significant industry change that banks need to ponder.
• New mobile payment services will enable instant, secure payments from bank accounts via apps, bridging ecommerce, mCommerce and extending into payments made directly in a retail environment
• New UK service in 2014 to enable people to send money via smartphone to anyone holding a bank account in one of eight participating banks. Payments will be routed via their mobile number linked to their sort code and account number in a database. 
• Smartphones used as payment acceptance devices provide an entirely new platform for loyalty-based programs to be developed and implemented

For more on digital transformations in the banking industry read http://mobileenterprisestrategies.blogspot.com/2013/07/banks-mobile-technologies-and-smac-part.html.


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Kevin Benedict, Head Analyst for Social, Mobile, Analytics and Cloud (SMAC) Cognizant

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Learn about mobile strategies at MobileEnterpriseStrategies.com

Follow me on Twitter @krbenedict

Join the Linkedin Group Strategic Enterprise Mobility

***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and SMAC analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

Banks, Mobile Technologies and SMAC, Part 3

This article is Part 3 in a series on Banks, Mobile Technologies and SMAC.  Click here to read Part 1 and Part 2.

In this article my colleague Peter Abatan, a Mobile Technology Consultant and banking expert with Cognizant, shares his insights into the digital transformation happening in the banking industry.  This transformation reflects new and innovative business models, the rapid adoption of mobile apps for banking, social media and other cloud based solutions.  In this article Peter and I discuss P2P (peer-to-peer) lending services and their potential integration with Internet based and mobile banks.

P2P lending sites are part of the emerging digital transformation happening in the banking industry. Their purpose is to provide higher returns for investors/savers, while using SMAC (social, mobile, analytics and cloud) based technologies to help find lenders for people/companies that may not meet a traditional bank’s criteria for lending.  They are a in effect, match makers.  They are the match.com for people wanting to lend money for higher returns, and people or companies wanting to borrow it.

P2P lending sites can be risky, however.  There is little protection for investments.  If you invest and a borrower defaults on their loan, your money is at risk.

According to the P2P Finance Association this market sector is growing at a rate of 250% per year, but not all are successful. In December of 2011, P2P lender Quakle became insolvent and many lost their investments.

I believe the logical evolution of this market is for P2P lenders to evolve into, or integrate with Internet/mobile banks.  As an Internet/mobile bank, P2P lenders would be able to expand their products  and services into things like mortgages and insurance to compliment money lending services.

P2P lenders as Internet/mobile banks, will be in a good position to compete with traditional brick and mortar banks as they can offer better rates on savings and other investment tools, plus they will likely have a lower operational cost.   Lower operational costs are the result of not needing to maintain traditional banking processes like check processing, money handling and logistics, large numbers of employees, bank branches and physical security services.

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Kevin Benedict, Head Analyst for Social, Mobile, Analytics and Cloud (SMAC) Cognizant

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Learn about mobile strategies at MobileEnterpriseStrategies.com

Follow me on Twitter @krbenedict

Join the Linkedin Group Strategic Enterprise Mobility

***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and SMAC analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

Banks, Mobile Technologies and SMAC, Part 2

This article is Part 2 in a three part series (read Part 1 and Part 3)

For those that missed Part 1, Peter Abatan, my colleague at Cognizant and a banking industry and mobility expert, has been sharing his thoughts on trends in the banking industry.  The following points come mostly from his email messages to me and his blog articles.  He believes Internet and mobile banks will create increasing competition for traditional banks for the following reasons:

• Checks are quickly becoming obsolete.  In fact, the UK plans to phase out checks by 2018.
• Internet and mobile only banks will not issue or process checks; instead they will offer alternatives by which you can make payments. This reduces their operation costs.
• People are carrying less cash than they did 5 ago.  That makes ATMs less important. According to the Financial Times (FT), UK consumers did nearly 10% less shopping with cash in terms of monetary value, in 2012 than in the previous year. FT goes on to say that the use of debit cards and newer methods such as PayPal are making gains compared to the use of cash. If ATMs are needed, Internet and mobile only banks can always join existing ATM networks so that members can withdraw cash.
• Internet and mobile only banks will be able to pay more attractive interest rates because they have few or no branches and fewer employees to support.  This is a significant competitive advantage.
• P2P banking (peer-to-peer), NFC (near field communications) and contactless payment adoptions are on the rise: The number of retail outlets that receive small payments through contactless technology is on the rise, at the same time P2P payments, using mobile apps like Barclays Pingit, are increasing in popularity and enabling users to transfer a limited amount of money to another person or business without going through a traditional bank.
• P2P lending may become the killer app in the banking industry. This is where Internet and mobile only banks can excel. These technology-focused banks can provide P2P lending services, by matching lenders, borrowers and satisfactory interest rates, then charging a fee that will enable them to provide higher ROIs for their customers.  

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Kevin Benedict, Head Analyst for Social, Mobile, Analytics and Cloud (SMAC) Cognizant

View Linkedin Profile

Learn about mobile strategies at MobileEnterpriseStrategies.com

Follow me on Twitter @krbenedict

Join the Linkedin Group Strategic Enterprise Mobility

***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and SMAC analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

Mobile Commerce News Weekly – Week of December 9, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
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Published reports suggest “spending on mobile advertising, especially on mobile display ads, in the Middle East is expected to reach $10 million in 2012, added that they predict the figure to grow annually from 15 to 20 percent.” Read Original Content

Digital marketing and media research firm eMarketer predicts U.S. mobile advertising revenues will experience rapid growth in the coming years. The research group has projected U.S. mobile advertising revenues will more than quadruple from the $1.45 billion seen in 2011 to $6.62 billion in 2014, and to be worth nearly $12 billion by 2016. Read Original Content

A survey by IMS Research revealed 60 percent of consumers were interested in mobile payments. The survey comprised of 700 consumers from China, Japan, Poland, South Korea, Turkey, the U.K. and the U.S., in which 60 percent of respondents were either “very interested” or “interested”. Read Original Content

Founded in 1979, DSI is a global provider of Enterprise Mobility Solutions®, helping companies worldwide increase productivity and profitability regardless of data source, device type, operating system or network connectivity.  DSI serves clients globally through its offices in Australia, Canada, China, France, Hong Kong, India, Japan, Singapore, the United Kingdom and the United States.  This newsletter is sponsored in part by DSI.

This week Square launched gift cards on the latest version of its Wallet app for the iPhone and Android, allowing customers to send and use gift cards without carrying around a piece of plastic, reports the Next Web. Read Original Content

A recent mobile marketing survey of 1,000 American adult consumers by Sybase 365 and the Mobile Marketing Association showed unsurprisingly that mobile devices are more important than ever before when it comes to purchases. Findings include 87 percent of survey participants will have their holiday shopping affected by their mobile device. Read Original Content

Visa Inc. seeks to promote mobile payments in Myanmar, believing the country will move to adopt emerging financial infrastructures to enable its mostly rural population to access such payments and other banking services. Read Original Content

U.S. Bank is to use technology from Mitek to enable consumers to set up bill payments by simply snapping a picture of their paper bill using their camera-enabled smartphone or tablet. Read Original Content

The U.K. research group, Juniper Research, has issued a new forecast for the growth of NFC and they've scaled back their estimates from $180 billion in NFC transactions to $110 billion by 2017. Read Original Content

Mobile Commerce News Weekly – Week of November 25, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly
Also read SMAC News Weekly

Smartdevices continue to gain momentum and according to Tapjoy’s recent study, m-commerce is expected to globally explode by 300 percent. Read Original Content

U.S. social media ad revenues are expected to reach $9.2 billion in 2016, up from $4.6 billion in 2012, representing a compound annual growth rate of 19.2 percent, according to the fall update of the BIA/Kelsey’s U.S. Local Media Forecast. Read Original Content

Mobile payment volume through PayPal on Black Friday increased 193 percent compared to last year’s Black Friday, and customers shopping through the site increased 173 percent, according to research by the National Retail Federation. Read Original Content

Founded in 1979, DSI is a global provider of Enterprise Mobility Solutions®, helping companies worldwide increase productivity and profitability regardless of data source, device type, operating system or network connectivity.  DSI serves clients globally through its offices in Australia, Canada, China, France, Hong Kong, India, Japan, Singapore, the United Kingdom and the United States.  This newsletter is sponsored in part by DSI.

Deloitte predicts the UK will see a 17 percent hike in online retail sales this year, with £330 million of transactions made through smartphones and £500 million through tablet computers. Read Original Content

IAB/PricewaterhouseCoopers latest report reveals that growth in mobile advertising continues to skyrocket as it increased 190 percent YOY and 25 percent on the prior period to $22 million. Read Original Content

Research firm, ABI Research, predicted earlier this year that an estimated 80 million NFC-enabled smartphones would be shipped this year. Read Original Content

IBM recently reported that total online sales saw a surge of 20.7 percent in spending from last year. eBay-owned PayPal is reporting that Black Friday global mobile payments volume was up 193 percent from last year. Read Original Content

Mobile Commerce News Weekly – Week of November 18, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly
Also read SMAC News Weekly

New research from Juniper shows more than 500 million people will use mobile coupons next year, a 30 percent rise on 2012, with the growth powered by further integration into social networks. Read Original Content

A recent IDC report estimates total mobile device spending, driven largely by m-commerce, will exceed $1 trillion by 2017. Read Original Content

The Australian arm of mobile network operator Vodafone has released details of its forthcoming SmartPass NFC mobile wallet, which could launch "as early as next year" after testing takes place over the next few months. Read Original Content

Kony is the industry’s leading mobile and multichannel application platform provider. Kony develops a suite of customizable pre-built apps, the KonyOne™ Platform and a comprehensive mobile application management solution, which give companies the confidence and control to quickly build apps once and deploy everywhere -- across all mobile devices and operating systems. This newsletter is sponsored in part by Kony.

Twenty-eight percent of those who own a smartphone or tablet plan to shop from their mobile devices on Thursday, according to a Harris Interactive survey of more than 2,000 adults on behalf of Digitas. That’s nearly twice the percentage that said they would shop from a mobile device on Thanksgiving in a similar survey conducted last year. Read Original Content

Mobile is expected to make a huge impact on retail this holiday season, with almost 70 percent of smartphone owners expected to use their device to shop. Read Original Content

According to an eConsultancy report, search engine marketing in North America is expected to be worth $23 billion by the end of 2012 with a large portion coming from mobile traffic; projections show an additional $4 billion in growth throughout 2013, which brings the industry to an estimated worth of $27 billion. Read Original Content

Mobile devices captured nearly 20 percent of all online shopping in Q3 2012, which bodes incredibly well for online retailers heading into the holiday season. Read Original Content

According to a market research report published by MarketsandMarkets the total NFC applications market is expected to reach $10 billion by 2016 at an annual rate of 38 percent from 2011 to 2016. Read Original Content

According to a study by Harris Interactive 27 percent of tablet and smartphone-owning consumers plan to use them for their holiday shopping this year. Read Original Content

Mobile Commerce News Weekly – Week of November 11, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly
Also read SMAC News Weekly

ABI Research believes that more than $100 billion in NFC payments will be processed by 2016. The forecast for the following year is even greater as sales could reach as high as $200 billion. Read Original Content

In a recent report BIA/Kelsey projected U.S. mobile local advertising will reach $5.8 billion in revenue by 2016. Read Original Content

Smartdevices continue to gain momentum and according to Tapjoy’s recent study mobile commerce is expected to globally explode by 300 percent. Read Original Content

Kony is the industry’s leading mobile and multichannel application platform provider. Kony develops a suite of customizable pre-built apps, the KonyOne™ Platform and a comprehensive mobile application management solution, which give companies the confidence and control to quickly build apps once and deploy everywhere -- across all mobile devices and operating systems. This newsletter is sponsored in part by Kony.

Forty percent of shoppers visiting Wal-Mart Stores Inc. electronically this holiday season will do so on a smartphone or a tablet, says Gibu Thomas, senior vice president of mobile and digital strategy. Read Original Content

Starbucks has just announced it is broadening its mobile payments by accepting transactions through Square at approximately 7,000 of its coffee shop location. Read Original Content

This year Deloitte anticipates in-store sales influenced by consumers' smartphone use will account for $36 billion, or 5.1 percent of total holiday retail store sales. Read Original Content

Google recently saw a 20 percent drop in quarterly profit, partly driven by slowing ad-sales growth rates due to a shift to less-profitable mobile ads. Read Original Content

Mobile Commerce News Weekly – Week of November 4, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly

During last week's Q4 2012 earnings call, Starbucks CEO Howard Schultz said the Starbucks Mobile Payment app is now being used more than 2 million times per week on average. Since its launch in January 2011, customers have used the app to make more than 100 million mobile transactions. Read Original Content

Internet advertising revenues climbed to an all-time high during the first six months of 2012, galvanized by dramatic growth in mobile ad spending, according to a new report from the Interactive Advertising Bureau and PricewaterhouseCoopers. Read Original Content

Business and enterprise apps are quickly becoming the fastest growing app category in application storefronts, with an overwhelming 80 percent of Fortune 500 companies planning to implement their own apps by then end of 2012, reported enterprise software provider SAP. Read Original Content

Kony is the industry’s leading mobile and multichannel application platform provider. Kony develops a suite of customizable pre-built apps, the KonyOne™ Platform and a comprehensive mobile application management solution, which give companies the confidence and control to quickly build apps once and deploy everywhere -- across all mobile devices and operating systems. This newsletter is sponsored in part by Kony.

The use of smartphones and tablets to carry out safe shopping online is already growing significantly in the UK, but between 2012 and 2015, it is predicted the market will expand by at least 300 percent globally, with western countries making the biggest impact. Read Original Content

Google Wallet, the mobile payment system originally released in May 2011, can now be used to make purchases directly from a smartphone. Read Original Content

Online giant eBay announced third quarter profits edged up two percent from a year ago to $597 million, driven by gains in mobile shopping and payments. Read Original Content

According to the most recent data released by Facebook, during the third quarter, 14 percent of the ad revenue it generated came from mobile commerce. Read Original Content

Vodafone has partnered with mobile commerce company CorFire to put its mobile wallet product CorPay on smartphones to allow users to pay for goods and services via their devices with a downloadable app. Read Original Content

Mobile Commerce News Weekly – Week of October 28, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly

InMobi has released its latest round of stats and, for the first time, Apple has recorded negative growth in impressions. Impressions served on Apple mobile devices fell 0.4 percent over the last three months, while Android saw an increase of 2.7 percent from the previous quarter. Read Original Content

Gartner predicts that in 2016 there will be 448 million m-payment users, in a market worth $617 billion. Read Original Content

Vodafone on Monday signed a multi-year contract with NFC security specialist Gemalto that will support the rollout of contactless payment services across the operator's global footprint. Read Original Content

Founded in 1979, DSI is a global provider of Enterprise Mobility Solutions®, helping companies worldwide increase productivity and profitability regardless of data source, device type, operating system or network connectivity.  DSI serves clients globally through its offices in Australia, Canada, China, France, Hong Kong, India, Japan, Singapore, the United Kingdom and the United States.  This newsletter is sponsored in part by DSI.

A total of 30 Girl Scout councils throughout the country offered mobile payments earlier this year, allowing the girls to accept debit or credit card payments through an attachment on mobile devices. Sales, primarily done outside retail stores and door-to-door, increased significantly. Read Original Content

As part of Facebook’s third-quarter results, the world's biggest social media company disclosed for the first time that some 14 percent of its ad revenue came from mobile advertising. Read Original Content

Apple’s iPhone remains the number one smartphone device when it comes to monetization, according to Opera’s “State of Mobile Advertising” report for the third quarter of 2012. Read Original Content

Research firm eMarketer estimates that spending on mobile advertising in the U.S. will reach $2.61 billion in 2012, before soaring to nearly $12 billion in 2016. Read Original Content

Some 43 percent of retailers said they will raise online marketing budgets – investing in either mobile, social or email marketing channels during the holiday season, according to a new study analyzing expectation of holiday advertising and sales. Read Original Content

Mobile Commerce News Weekly – Week of October 21, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly

ABI Research believes more than $100 billion in NFC payments will be processed by 2016. The forecast for the following year is even greater as sales could reach as high as $200 billion. Read Original Content

CEO of Google, Larry Page, said the company’s mobile business, which includes advertising and app sales, is now generating revenue at an annual run rate of $8 billion, as compared to $2.5 billion one year earlier. Read Original Content

Research In Motion has struck an agreement to help manage security technology that will make it possible for many Canadians to pay with their smartphones through “mobile wallets.” Read Original Content

Kony is the industry’s leading mobile and multichannel application platform provider. Kony develops a suite of customizable pre-built apps, the KonyOne™ Platform and a comprehensive mobile application management solution, which give companies the confidence and control to quickly build apps once and deploy everywhere -- across all mobile devices and operating systems. This newsletter is sponsored in part by Kony.

A new report from Berg Insight says the number of active mobile money users in emerging markets will grow from last year’s 61 million to 381 million by 2017. That's a compound annual growth rate of 36 percent. Read Original Content

According to a report by research firm, ABI, the overall revenue spent using NFC mobile payments will increase from $4 billion this year to $191 billion in 2017. Read Original Content

According to eMarketer, consumer use of smartphones as a POS payment device, whether through NFC or other contactless technology, will total just $640 million this year. However, this figure represents a 283 percent increase over an even smaller base in 2011, and could increase another 234 percent by the end of 2013. Read Original Content

Interest in mobile shopping is highest in the age groups 30-39 years and 40-49 years in Sweden, according to a new customer survey conducted by Payair, a mobile commerce company. Read Original Content

Total spend via mobile devices using NFC is to rise more than twenty-fold, from $4 billion this year to $100 billion in 2016 according to forecasts from ABI Research. Read Original Content

Mobile Commerce News Weekly-Week of September 30, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly

Bank of America is testing a new mobile payment service that lets customers use their Apple or Google smartphones to scan pictures to pay for things. Read Original Content

According to a Gartner report the analyst firm expects mobile payment transaction volumes and values to grow 42 percent annually through 2016. By then they project that the market will be worth $617 billion with 448 million users. Read Original Content

Mobile will matter—even, or perhaps especially, in stores—this holiday season, Deloitte LLP says. Mobile-influenced retail store sales such as product research, price comparison or mobile app use will account for 5.1 percent of retail store sales over the holidays, Deloitte predicts. Read Original Content

Marketers allocated 16.3 percent of total search budgets to U.S. mobile search campaigns in Q3 2012, up from 14 percent in the year-ago quarter, according to a report released by IgnitionOne. Read Original Content

Founded in 1979, DSI is a global provider of Enterprise Mobility Solutions®, helping companies worldwide increase productivity and profitability regardless of data source, device type, operating system or network connectivity.  DSI serves clients globally through its offices in Australia, Canada, China, France, Hong Kong, India, Japan, Singapore, the United Kingdom and the United States.  This newsletter is sponsored in part by DSI.

Isis, which is a joint venture between Verizon Wireless, AT&T, and T-Mobile USA, told CNET that it was delaying the start of its trials, which were scheduled to during September in Salt Lake City, Utah, and Austin, Texas. Read Original Content.

Worldwide mobile payments will soar from $66 billion last year to $172 billion this year and more than $600 billion by 2016, market-research firm Gartner predicts. Read Original Content.

China looks set to adopt the worldwide NFC standard for contactless payments, in a move that could be a boost to the usage of smartphones for making cashless transactions in stores nationwide. Read Original Content

According to a new Forrester Research report, mobile banking will reach 108 million users in the U.S. by 2017. That’s about 46 percent of all U.S. bank account holders. Read Original Content

Mobile Commerce News Weekly – Week of September 23, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly


The number of mobile phones in use around the world in 2011 reached six billion while the number of mobile banking users worldwide reached 300 million with adoption of the service in developed countries growing significantly. Read Original Content

TechNavio's analysts forecast the Mobile Commerce Payment market in China will grow at an annual rate of 41.67 percent over the period 2011-2015. One of the key factors contributing to this market growth is the increasing adoption of mobile devices. Read Original Content

InMobi, the largest independent mobile advertising network, announced it has experienced 437 percent growth in rich media ad impressions on its HTML5 ad authoring platform, Sprout, in the first eight months of 2012. Read Original Content

Sky Technologies has been making SAP mobility easy since 1998. With Sky, you can mobilize your business and empower your team with solutions that are quick to install, easy to use, highly secure, and already proven in hundreds of SAP mobility projects across the globe. This newsletter is sponsored in part by Sky Technologies.

Groupon, the online deals site, has introduced a new mobile payment system aimed to offer “the lowest rates in today’s marketplace” when consumers pay through its app on an iPhone or iPod Touch. Read Original Content

To stake its claim in the emerging technology of digital wallets, Discover has announced separate partnerships with Google and PayPal. Discover cardholders now can use Google Wallet for payments. PayPal plans to use Discover's extensive merchant network to make a big push into bricks-and-mortar stores. Read Original Content

Last year, Facebook beat Google in display ad revenue. In 2011, Google took home $1.67 billion in net revenue from U.S. display ads and grabbed 13.5 percent of the market. Facebook took home more with $1.73 billion in revenue for 14.1 percent share that year. Read Original Content

Mobile advertising costs are increasing on average by 20 percent as the marketplace matures, James Hilton, CEO of Saatchi Mobile has stated. Read Original Content

M-commerce revenues are expected to grow to $31 billion by 2016, according to Forrester Research. The number of mobile devices available for making purchases on the Web has drastically increased since the iPhone first made waves. Read Original Content

Mobile Commerce News Weekly – Week of September 16, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile commerce and marketing, mobile payments, mobile money, e-wallets, mobile banking, mobile ads and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly

Worldwide mobile payments transactions are expected to reach $171.5 billion this year, up from $105.9 billion in 2011, research firm Gartner Inc. said in May. Read Original Content

According to eMarketer, Twitter will tally $129.7 million in U.S. mobile advertising revenue in 2012, compared with $72.7 million for Facebook. Read Original Content

Smartphone users worldwide will download more than 45 billion apps this year, nearly twice the number of apps that were downloaded in 2011, according to new data from the research group Gartner, in a clear sign of just how quickly the demand for apps is growing. Read Original Content

By the end of 2013, roughly 43 percent of bank customers are expected to be using a smartphone for banking on the go, according to The Federal Reserve. Read Original Content

Founded in 1979, DSI is a global provider of Enterprise Mobility Solutions®, helping companies worldwide increase productivity and profitability regardless of data source, device type, operating system or network connectivity.  DSI serves clients globally through its offices in Australia, Canada, China, France, Hong Kong, India, Japan, Singapore, the United Kingdom and the United States.  This newsletter is sponsored in part by DSI.

Chicago mobile ad spending in the financial and insurance category is expected to grow from $4.4 million in 2011 to $27 million in 2016. Read Original Content

Charles Schwab has announced mobile deposit capabilities for iPad users, enabling Schwab brokerage and Schwab Bank clients to deposit checks remotely by taking a picture of a check with an iPad camera. Read Original Content

Despite worries about Facebook’s ability to make money from mobile devices, new research predicts the social network's U.S. mobile-advertising revenue will quintuple next year, catapulting it into the top ranks of the mobile-ad business, behind market leader Google Inc. Read Original Content

Pakistan’s number of mobile banking accounts has reached 1.45 million, experiencing a growth of 37 percent during the quarter ending June 30,2012, a state bank official has said. Read Original Content

Mobile Commerce News Weekly – Week of September 9, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile payments, mobile money, e-wallets, mobile banking and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility News Weekly
Also read M2M News Weekly
Also read Mobile Marketing News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly

Sales figures for online shopping conducted through mobile devices are predicted to reach $730 billion within the next five years, according to Juniper Research. Read Original Content

According to research by comScore, Tablet owners are more engaged in e-commerce than smartphone owners with 39 percent of tablet owners making purchases via tablets in the last month compared to 18 percent of smartphone users. Read Original Content

Orange has announced that customers with Samsung’s Galaxy S III smartphone will now be able to make contactless payments. Orange customers will be able to make use of the NFC capabilities of the mobile device using the company’s Quick Tap service, which was launched through a partnership with Barclaycard last year. Read Original Content

Founded in 1979, DSI is a global provider of Enterprise Mobility Solutions®, helping companies worldwide increase productivity and profitability regardless of data source, device type, operating system or network connectivity.  DSI serves clients globally through its offices in Australia, Canada, China, France, Hong Kong, India, Japan, Singapore, the United Kingdom and the United States.  This newsletter is sponsored in part by DSI, www.dsionline.com.

The percentage of online sales via mobile devices could reach 20 percent by this Christmas, figures released today revealed. Site visits via mobile devices are set to reach 30 percent, according to the latest results from IMRG. Read Original Content

Contactless payment in taxis is on the rise and on track to replace cash transactions, according to Cabcharge. The taxi payment company has reached the two million contactless payment mark through its in-taxi terminals, and will be looking to enable NFC payment options very soon. Read Original Content

PayPal is rolling out a mobile payments application optimized for Microsoft's Windows Phone operating system. The app joins PayPal's existing mobile services for Apple's iOS and Google's Android. Read Original Content

PayPal is teaming with credit card company Discover Financial Services to expand use of the eBay subsidiary’s nascent mobile payments service from a few thousand merchant locations to potentially seven million by the middle of next year. Read Original Content

Mobile Marketing News Weekly – Week of September 2, 2012

The Mobile Marketing News Weekly is an online newsletter that is made up of the most interesting news, articles and links related to mobile marketing that I run across each week.  I am specifically targeting market size and market trend information.

According to figures released by the Interactive Advertising Bureau Australia total online advertising increased 21 percent year on year to reach $3.136 billion over the 12 months to the end of June, while mobile ad spend reached $47.5 million, a 212 percent increase. Read Original Content

A study by research firm Yankee Group says global mobile ad revenue will soar by three and a half times, to roughly $10 billion to $11 billion, by 2016. High-growth countries such as Brazil, China and India will lead the surge. Read Original Content

According to Luth Research, companies of all sizes are now discovering mobile marketing is a vital element of their complete programs and are bringing greater returns on investment than their traditional methods. Read Original Content

Sky Technologies has been making SAP mobility easy since 1998. With Sky, you can mobilize your business and empower your team with solutions that are quick to install, easy to use, highly secure, and already proven in hundreds of SAP mobility projects across the globe. For more information, visit www.skytechnologies.com

Pandora advertising sales made up $89.3 million of the company’s $101.3 million during its second quarter. Mobile advertising revenue, considered to be a major driver of Pandora’s future growing, rose 86 percent from the year-ago period, to $59.3 million in the quarter. Read Original Content

Thanks to the growth of smartphones and tablets, entertainment consumption on mobile devices has grown 82 percent from 2010 to 2011. According to Millennial Media and comScore, this growth outpaced the 55 percent increase in overall smartphone ownership within the same period. Read Original Content

In 2011, U.S. mobile commerce sales surged 91.4 percent. By 2015, analysts estimate total mCommerce sales will reach $31 billion, a 363 percent increase from 2011. Read Original Content

Mobile Advertising is expected to jump six-fold from $3.3 billion last year to $20.6 billion in 2015, according to Gartner. The proliferation of smartphones, with Internet browsing and a multitude of applications have created fertile ground for mobile media to spawn. Read Original Content

Mobile Commerce News Weekly – Week of September 2, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile payments, mobile money, e-wallets, mobile banking and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Walmart is currently testing a new program called "Scan and Go." The new system would allow shoppers to scan their own purchases with their mobile phones, and then pay at self-service kiosks. Read Original Content

MasterCard has provided a boost to the mobile shopping sector by announcing an exclusive five-year partnership with communications company Everything Everywhere to develop mobile and digital payment solutions.

 Read Original Content

Shopping is the third most popular activity conducted on smartphones and most mobile shoppers use their phone for shopping on at least a weekly basis, a study has found. Read Original Content

Founded in 1979, DSI is a global provider of Enterprise Mobility Solutions®, helping companies worldwide increase productivity and profitability regardless of data source, device type, operating system or network connectivity.  DSI serves clients globally through its offices in Australia, Canada, China, France, Hong Kong, India, Japan, Singapore, the United Kingdom and the United States.  This newsletter is sponsored in part by DSI.

Earlier this year Gartner Inc., stated the Asia-Pacific will be the largest market for mobile banking in terms of the sheer number of users between 2011 and 2016. Read Original Content

Global mobile payment transactions will pass $171.5 billion this year, according to a new report from Gartner. This is an increase of 62 percent from 2011's $105.9 billion. Read Original Content

Mobile Commerce News Weekly – Week of August 26, 2012

The Mobile Commerce News Weekly is an online newsletter made up of the most interesting news, articles and links related to mobile payments, mobile money, e-wallets, mobile banking and mobile security that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility and M2M News Weekly
Also read Mobile Marketing News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly

Juniper Research has released a new report on the future of mobile payments. Juniper predicts that mobile payment transactions will reach $1.3 trillion in the next five years, a fourfold increase. Read Original Content

Deutsche Telekom has taken a major step toward its scheduled launch of the Mobile Wallet initiative next year. The company has finalized its technical service provider for its mobile payment initiative, working out plans for card management and technical processing. Read Original Content

A survey from researcher Yankee Group indicates 46 percent of U.S. consumers use smartphones to check prices and product reviews at stores, up 5 percent from 2010. The study up also found 54 percent of consumers have downloaded a mobile shopping application and 24 percent consider these apps essential. Read Original Content

Verivo is a leading provider of enterprise mobility software. Verivo helps companies accelerate their business results. Its unique technology empowers teams to build, deploy, manage and update their mobile apps -- rapidly and securely. Verivo’s mobility platform is used by hundreds of companies in numerous industries, worldwide. This newsletter is sponsored in part by Verivo.  To learn more, visit www.verivo.com

PayPal is teaming with Discover to extend its fledgling mobile wallet service to millions of additional retail locations across the U.S.  Read Original Content

The Romney campaign has announced that it will use Square, a mobile platform that allows users to collect payments on a smartphone, at the GOP convention in Tampa. Read Original Content

InMobi has conducted a survey of 1,000 users in the second quarter of this year and found that 59 percent of them had completed mobile transactions while only 38 percent had made purchases using a mobile device in the previous six months. Read Original Content

The results of the latest study by Juniper Research have been released, showing that near field communication technology will have facilitated approximately $74 billion in mobile transactions by the year 2015. Read Original Content

Mobile Marketing News Weekly – Week of August 19, 2012

The Mobile Marketing News Weekly is an online newsletter that is made up of the most interesting news, articles and links related to mobile marketing that I run across each week.  I am specifically targeting market size and market trend information.

Also read Enterprise Mobility Asia News Weekly
Also read Field Mobility and M2M News Weekly
Also read Mobile Commerce News Weekly
Also read Mobile Health News Weekly
Also read Mobility News Weekly

A study by research firm Yankee Group says global mobile ad revenue will soar by three and a half times, to roughly $10 billion to $11 billion, by 2016. High-growth countries such as Brazil, China and India will lead the surge. Read Original Content

The latest round of research by mobile ad network InMobi finds that mobile advertising influences 48 percent of consumers on their purchasing decisions, with more late-technology adopters embracing m-commerce, and of those yet to use it, 45 percent expect to do so within the next twelve months. Read Original Content

According to IAB Australia, total mobile advertising expenditures for the past twelve months grew 212 percent and is valued at $47.5 million. Read Original Content

Sky Technologies has been making SAP mobility easy since 1998. With Sky, you can mobilize your business and empower your team with solutions that are quick to install, easy to use, highly secure, and already proven in hundreds of SAP mobility projects across the globe. For more information, visit www.skytechnologies.com.

eMarketer has released projections for ad spending on mobile marketing and found that the total market for advertising globally will reach $6.43 billion this year. Advertisers are expected to spend $2.4 billion on mobile advertising in the United States in 2012, up from $1.23 billion in 2011. Read Original Content

Brands and advertisers spent 150 percent more on mobile ad display prices over the course of the London Olympics Games, research from M&C Saatchi Mobile has found. Read Original Content

Facebook CEO Mark Zuckerberg said revenue from Sponsored Stories, the company's news feed ad product, has a run-rate of about $1 million per day, half of which comes from mobile. Read Original Content

Nokia is integrating Groupon daily deals into its Windows Phone-based Lumia device series, a move to expand the scope of its Nokia Maps platform beyond navigation assistance. Read Original Content