Showing posts with label wearables. Show all posts
Showing posts with label wearables. Show all posts

Mobile Expert Interviews: Unvired's Alok Pant

In this interview with mobile expert Alok Pant, CEO of Unvired, we discuss their recent work with Google Glass connected to SAP, using voice, touch and motion sensors in a warehouse environment. Enjoy!

Video Link: http://youtu.be/UWdBx-rfnJg?list=UUGizQCw2Zbs3eTLwp7icoqw

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Kevin Benedict
Writer, Speaker, Senior Analyst
Digital Transformation, EBA, Center for the Future of Work Cognizant
View my profile on LinkedIn
Learn about mobile strategies at MobileEnterpriseStrategies.com
Follow me on Twitter @krbenedict
Join the Linkedin Group Strategic Enterprise Mobility
Join the Google+ Community Mobile Enterprise Strategies
Recommended Strategy Book Code Halos
Recommended iPad App Code Halos for iPads

***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and digital transformation analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

Mobile Expert Interview: Jack Gold, Mobility Analyst

I had the privilege this week at the M6 Mobility Xchange of getting to know mobility guru and expert Jack Gold.  In this interview we talk about his views on wearables, the Internet of Things, enterprise mobility and mobile strategies.  Enjoy!

Video Link: http://m6mobilityxchange.com/



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Kevin Benedict
Writer, Speaker, Editor
Senior Analyst, Digital Transformation, EBA, Center for the Future of Work Cognizant
View my profile on LinkedIn
Learn about mobile strategies at MobileEnterpriseStrategies.com
Follow me on Twitter @krbenedict
Join the Linkedin Group Strategic Enterprise Mobility
Join the Google+ Community Mobile Enterprise Strategies
Recommended Strategy Book Code Halos
Recommended iPad App Code Halos for iPads

***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and digital transformation analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

Insurance Industry Disrupted, The Quantified-Self - Wearables, Telematics, Code Halos and Digital Transformation

By Peter Abatan, Studio Thirteen, Cognizant

The New Finance Meet-up group is currently running a 6 part series over a period of 6 months to determine what could disrupt the Insurance industry. In the most recent meet-up the focus was on how the quantified-self could disrupt the insurance industry. I came away from the meet-up with the conclusion that smart insurers will begin to develop products that are more customizable to the individual needs rather than offering products desiged on demographics, i.e. where you live, your age group, family size etc.

So what is the quantified-self? The quantified-self is the data that has been accumulated on the individual’s behavior, health status, medical conditions and overall well-being by the individual themselves (We call this data Code Halos at Cognizant). In the future many experts believe that it will be the basis on which insurance products are sold to customers.

There is still a lot of controversy around ownership of data and whether once that data has been released to an insurer whether it can be withdrawn, and whether an adverse event could impact or prevent an individual from being able to buy an insurance product. However, many experts have come to the conclusion, that smart insurers would use this adverse data to help customers to manage that event better rather than use it as an opportunity to charge very high premiums.

For example if you drive more in the night you are three times more likely to have an accident than someone who drives during the day (Forbes). In this scenario, your insurance company can help with providing tools that minimize the probability of that happening instead of charging very high premiums for someone who has driven in the night for the last 20 years and never had an accident. There are no guarantees that the person would never have an accident in the future, but the tools provided can help reduce that risk to a minimum.

There were about 40 to 50 delegates that attended and attendees came from new start-ups, the technology and insurance sectors. The session started with a product feature from Francis White from AliveCor. AliveCor is a heart monitor that provides individuals with the ability to track heart health anywhere, anytime at an affordable cost, you can see more about the device at www.alivecor.com. What is great about this company is that it has a cloud strategy in which you can grant access to your ECG data. It also has alerts that will warn you of any impending dangers and therefore recommend that you contact your physician. The device is portable enough to fit onto the back of a smartphone and takes the ECG reading from both thumbs allowing you to take readings anytime and anywhere.

The second product feature was by Matt Lewis, the founder of Quantid (www.quantid.co), a start-up that is aiming to revolutionize the health industry. Quantid already does what MapMyWalk and Training Peaks already does and more. Quantid describes itself as the Facebook of quantified human data. It is a social networking platform, enabling users of personal tracking devices and apps to make profound improvements to their health, fitness and overall well-being by delivering insights and analysis of their quantified personal data. Although at the time of writing this report their website was down, I can say that the founder has some well meaning ambitions.

Quantid supports a rich set of features; the application integrates with most popular tracking products on the market, making it easy for users to access all their personal data aggregated within a single platform; it allows users to share specific datasets with friends, doctors and other practitioners; and it offers the ability to set reminders, goals and challenges. Quantid plans to amass an enormous database of quantified human data. "By leveraging the power of big data analytics we plan to develop sophisticated algorithms to identify trends and correlations, enabling our customers to generate powerful insights into their behavior, health status, medical conditions and overall well-being." The key challenge to Quantid is the matter of trust, and the guarantee that the customer’s data would never under any circumstances be sold or given to third parties.

The host for the meet-up, Eddie George, took 10 minutes describing what the quantified-self is and how wearables are key to this concept. He described it as all the vital health and other data that could affect how you are offered insurance premiums. Your health and activity data or the lack of it will, in the future, affect the premiums that you pay for health and life insurance.  It will also impact your vehicle insurance. This also led to the question as to how much of your quantified-self do you let your insurance company know about you in order to offer a fair premium.

George identified 3 challenges that face the quantified-self namely, aggregation, analysis and access. Aggregation in the sense that currently individuals are in possession of different types of data related to their health and physical training/activity, therefore it might make analysis a lot more challenging, also access to this data is highly siloed and spread across different providers.

After George’s description of quantified-self we were all split up into break out sessions where we discussed whether there is a benefit for insurance companies and the individual when it comes to this subject matter? One key outcome from my break out group was that, if insurance companies could use the quantified-self to help the individual to make better decisions, rather than punish through hefty premiums it will guarantee the survival of that organization in what is considered a very competitive landscape. Another lesson shared was that insurance companies should start to use technology and the quantified-self to bring individuals on the fringe who normally find it difficult to get insurance into the fold and make the insurance products more accessible to these group of people.

From the number of representatives from the insurance industry at the meet-up, one thing was clear, the insurance industry knows digital transformation is imminent, and they do not want to be caught unawares when this happens.  They want to approach it from a position of strength, rather than from a position of weakness by developing a closer and stronger relationship with their customers by offering better products and services that are value for money.

Peter Abatan is a project manager and a team member of Studio13, a design studio which provides product and service design to a wide variety of Cognizant’s customers in various market sectors.

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Kevin Benedict
Digital Curator, Writer, Speaker
Senior Analyst, Digital Transformation, EBA, Center for the Future of Work Cognizant
View my profile on LinkedIn
Learn about mobile strategies at MobileEnterpriseStrategies.com
Follow me on Twitter @krbenedict
Join the Linkedin Group Strategic Enterprise Mobility
Join the Google+ Community Mobile Enterprise Strategies
Recommended Strategy Book Code Halos
Recommended iPad App Code Halos for iPads

***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and digital transformation analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

Digital Transformation and Wearables at the Personal Level

I have invited my colleague, Ben Pring, Co-Director of the Center for the Future of Work at Cognizant, to share with us his personal experiences with IoT and wearables.  His articles and insights can often be found at the site www.unvenlydistributed.com and he has a book coming out in a few weeks about how the digital lives of people, “things” and organizations are changing the rules of business.

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If you’re a pretty dedicated fitness type (like me) you’ve probably noticed the steady increase of technology into many different aspects of your chosen fitness regime or sport over the past few years. If you’re a runner you’ve probably run in a race where you use a timing chip attached to your shoe. If you play tennis you know your Graphene-based YouTek Head racquet is a far cry from the wooden Stan Smith Wilson you learnt with. And if you’re simply kicking a ball around in the back yard with your kid you’re probably conscious that the $150 Nike Ordem soccer ball you got him for Christmas is something of an upgrade on the old “placcy Wembley” that you had when you were his age. [This is a reference that only someone who grew up in 1970s north London will get!]

So the notion of technology seeping into our sporting hobbies is no big deal. But what – I would contend – is a big deal is the explosion of technology that the work out world is on the cusp of and what impact this is going to have on Health and Fitness (another 1970’s reference for you digital immigrants out there!) over the next few years. Sport is very much at the heart of the “Cambrian explosion” that The Economist highlighted a few weeks ago.

Let me walk through just a few quick examples of some of the things I’m seeing as I try and keep to my five-days-a-week regimen; and then a few thoughts from the couch as I recover and dream about the one handed backhand down the line winner on Championship point that brings me my first Wimbledon title. [“Unknown 51 Year Old Englishman Wins Wimbledon! Knighted on Center Court by Queen!” – The Daily Telegraph].

Nike Fuel Band – still a good conversation starter at parties (even though it’s been out a couple of years) the Fuel Band does a great job of tracking your movement and output count. And it’s a pretty useful watch when you wake up in the middle of the night. The dashboard on your computer/tablet is the best I’ve seen amongst the wearable monitors (much better than the Fitbit which I’ve also tried but didn’t take to). If you’re in a good work out groove the Fuel Band will probably make you feel pretty smug; if you’re not, it will only confirm what you probably already know – that despite your best intentions, you’re still a lazy bum.

BitGym - a running machine with built in TV screen that contains videos of runs you can do as you move precisely nowhere wherever you are. The other day I was in Orlando, FL and I did a 5 mile run through downtown Auckland NZ. Then a couple of weeks later I was in Auckland and not only did that real run but then ran the next day on a machine through London. Then last week I was in England and did that actual run. Someone needs to invent a word for how weird that is!

Garmin Forerunner 620 – the Usain Bolt of sports watches, this does everything except actually do the running for you. Apparently Garmin are working on that currently.  My only problem with it is that wearing it perhaps gives the impression to other folks that I think I am Usain Bolt. It’s very hard to convey irony through a watch.
Click Image to Enlarge

As the wearable, quantifiable self, Internet of Things wave continues to develop these early stage examples are going to become more common, more varied, and more useful as people see the impact even small data can have on their health and performance. Check out Novak Djokovic’s “Serve to Win” to get inspired by what you can achieve if you start really paying attention to the impact your diet has on your training program. Although also check out “Drop Dead Healthy” by AJ Jacobs if all you want to do is work out your inner cynicism!

The infusion of wearable sensors into clothing – like rugby shirts that monitor heart rates and tackle impacts – is just beginning. Soon your golf shirt will mold the perfect swing, your glasses will live stream your 10k PB, and your socks will tell you the optimum moment to rehydrate.

The digital perimeter advertising at soccer, Hawkeye instant replies in tennis, 10 yard line virtual overlays in football, which we’ve all grown used to, are simply the first waves of a new era of tech in sports which will see more change in how the world plays in the next 10 years than we’ve seen in the last hundred. It literally is going to be a whole new ball game.

One last thought; JetBlue DirecTV must be the apex of human achievement to allow you to follow live English soccer while flying from Boston to San Francisco. When I was my 11 year’s old age there was one live game of soccer on TV a year. Because it was so exciting and rare I sat in front of the TV from the start of the pre-game build up, six hours ahead of kick off, right through until the post-game wrap at 10pm. Nowadays, I can watch The Irons (West Ham United Football Club to you mate) lose – in color, in HD, while I’m sitting over Hastings, Nebraska. If that doesn’t blow your mind, I don’t know what will …


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Kevin Benedict
Senior Analyst, Digital Transformation Cognizant
View my profile on LinkedIn
Learn about mobile strategies at MobileEnterpriseStrategies.com
Follow me on Twitter @krbenedict
Join the Linkedin Group Strategic Enterprise Mobility

***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and digital transformation analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

The Race for Sensors to Supply Big Data and Enterprise Mobility

Today's competitive marketplace requires companies to collect more data, analyze more data and utilize more data to improve customer interactions and engagements.  Mobile devices are exceptionally designed to assist in this effort.  Apple's iPhone comes with an inventory of sensors:
  • Touch
  • Voice
  • GPS
  • Proximity
  • Ambient Light
  • Accelerometer
  • Magnetometer
  • Gyroscopic
I listened to an IT expert in the CIA give a presentation on how they could use the sensors on a typical smartphones to uniquely identify the walking style and pace of individuals.  For example, the intelligence agency may suspect a person carrying a phone is a bad guy.  They can remotely switch on the smartphone's sensors and record the walking style and pace of the person carrying the phone and match it with their database records.  SCARY ISN'T IT!?

Those are just a few of the sensors available that integrate the physical world with the digital.  Read this article I wrote to learn more about the incredible capabilities of sensors.

Mobile apps can also be considered the API (application programming interface) between humans and smartphones.  For example, a mobile application for recommending local restaurants may start by asking the user what kind of food they prefer.  The human queries their stomach, and then inputs the results into their mobile app by touching the keypad or using their voice.  Suddenly a server in an Amazon data center knows your stomach's inputs!  That is one powerful sensor and API!  Given the vast array of sensors in the human body incredible things can be done once those sensor inputs are digitized.

Although there are many powerful sensors in the human body the API is still the human's touch, typing or voice.  The emergence of wearable sensors and smart devices are a way to try to automate the process of data collection so humans are not required to take time and effort to input the data.

Sensors are also connected to the non-physical.  Sensors can connect with time.  Once time reaches a specified place, a digital alarm can go off striking your physical ear with sound waves.  That is making the non-physical inputs, physical.

The challenge for businesses today is to envision how all of these sensors and available real-time data can be used to improve customer service, product design, marketplace interactions and engagements so there are more profits at the end of the day.  

In the book Digital Disruptions, James McQuivey writes that for most of history, disruptions (business and marketplace transformations) occurred in a physical world of factories and well-trod distribution networks.  However, the disruptions of tomorrow are likely coming from digital disruptions - sensors, code halos, big data and mobile devices and wearables.

The task and challenge of every IT department is to understand and design a strategy that recognizes that the competitive playing fields of tomorrow are among the digits.

***Have you seen the new Mobile Solution Directory here http://mobilesolutiondirectory.blogspot.com/?

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Kevin Benedict, Head Analyst for Social, Mobile, Analytics and Cloud (SMAC) Cognizant
View Linkedin Profile
Learn about mobile strategies at MobileEnterpriseStrategies.com
Follow me on Twitter @krbenedict
Join the Linkedin Group Strategic Enterprise Mobility

***Full Disclosure: These are my personal opinions. No company is silly enough to claim them. I am a mobility and SMAC analyst, consultant and writer. I work with and have worked with many of the companies mentioned in my articles.

Interviews with Kevin Benedict